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To qualify for any federal assistance a student must be a U.S. citizen or hold an alien registration card, must have a high school diploma or its equivalent, and must complete a Free Application for Federal Student Aid (FAFSA), Master Promissory Note and Entrance Counseling Session at

You must repay a student loan even if your financial circumstances become difficult.  Loans can't be canceled because you didn't get the education or job you expected and they can't be cancelled because you didn't complete your education (unless you couldn't complete your education because your school closed).  If you don't make your student loan payment or make your payments late, your loan may eventually go into default. If you default on our student loan, that status will be reported to credit bureaus, and your credit rating and future borrowing ability will be damaged,  In addition, legal action can be taken to require payment through garnishment of wages and withholding tax refunds. 

Federal Direct Unsubsidized Loan

Unsubsidized loans may not exceed the annual loan limits of $20,500. This loan is not interest-free while the student is enrolled. However, students have the option to capitalize interest payments. Visit to obtain current interest rates.

Federal Direct Graduate PLUS Loan

The Graduate PLUS loan should be utilized after Unsubsidized loan funds are exhausted as the interest rate and fees are higher. You may borrow up to the cost of your education less any other financial aid awarded. Credit guidelines apply and repayment generally begins 60 days after the last disbursement of the loan. Repayment can be spread over 10 years. Visit for additional information.

Alternative Loans

This loan is for students to cover college expenses that are not covered by other financial aid resources. The Financial Aid Office strongly suggests exhausting other loan options before looking into Alternative Loans as they are not subject to federal Direct loan regulations.  Interest rates, fees, and loan amounts are subject to your credit score and most students are required to have a cosigner to qualify.  Once you have considered federal loan options, you can use the Pennsylvania Private Loan Marketplace to instantly and accurately compare rates and terms from multiple alternative loan lenders side-by-side. This will help you make an informed decision about the most appropriate loan for you.

If you are interested in pursuing another alternative loan option other than the Pennsylvania Private Loan Marketplace you may go to This will give you a side-by-side comparison of general information of 6 more lenders.  The information is not customized to each borrower but you will be able to gather general information such as their interest rate range.

Military Benefits

Seton Hill is a Military-Friendly School and participates in the New Post – 9/11 GI Bill and the Yellow Ribbon Program. More detailed information can be found on the Military Benefits page.


Private scholarships are another good way to help fund an education and can be obtained from many sources - FinAid can help you start your search.

Employer Reimbursement

Students in some graduate programs are eligible for tuition reimbursement through their employer. Contact the Office of Graduate and Adult Studies or Student Accounts for more information.

Payment Plan

For information on an interest-free monthly payment plan, please visit Student Accounts.

Tuition Discount & Streamlined Admission for Seton Hill Alumni

If you have a bachelor's degree from Seton Hill University, you qualify for a 5% tuition discount in most Seton Hill graduate programs (with the exception of the M.S. in Physician Assistant and the M.S. in Orthodontics). The MBA Program – including all specializations - also offers a streamlined admission process for Seton Hill alumni. Contact the Office of Graduate and Adult Studies to find out more.

The Office of Financial Services & the Registrar contains Student Accounts, Financial Aid and the Registrar. Contact the office at or (724) 830-1010.