Adult Degree Program (ADP) Student Aid
All undergraduate adult students at Seton Hill University will be considered for need based aid once the FAFSA is filed (see process overview section). Seton Hill processes various types and amounts of need based aid in the form of Grants and Loans.
In addition, Seton Hill also offers institutional financial aid to adult students who are working on their undergraduate degree. Special discounts are available to students working for non-profit employers. To inquire about tuition reduction specific to your employer please contact the Graduate and Adult Studies Office. If your employer offers tuition reimbursement, please contact the Student Accounts Office for additional information about deferring tuition.
Adult Students who already hold a bachelor's degree qualify for a 38% tuition reduction.
Private scholarships are another source of funding and can be obtained from many sources. The financial aid office will post some private scholarships on GriffinGate, the web offers search sites (www.finaid.org), and organizations and companies in your area may offer scholarships as well.
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| Grants & Scholarships |
| Type | Amount | How to Apply |
| Federal Pell Grant |
$400-$5,550 |
FAFSA |
| Pennsylvania State Grant |
$200-$4,348 |
FAFSA |
| Seton Hill University ADP Discounts |
38%-50% of Tuition |
ADP Office |
| Student Loans |
| Type | Amount | How to Apply |
| Federal Direct Subsidized Stafford |
$3,500-$5,500 |
FAFSA & MPN |
| Federal Direct Unubsidized Stafford |
$4,000-$5,000 | FAFSA & MPN |
| Alternative | Variable | Alternative Loan Application |
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NEED-BASED AID
Need is the difference between the cost of attending college and the amount that you and your family are expected to contribute. The amount of your expected family contribution (EFC) is calculated by completing the Free Application for Federal Student Aid (FAFSA), the government's official accepted means of evaluation.
Eligilibility
To qualify for federal or state assistance a student must be a U.S. Citizen or hold an alien registration card, and must have a high school diploma or its equivalent.
GRANTS
Funds available that do not need to be repaid.
Federal Pell Grant
Awarded by the federal government to both full and part-time undergraduate students based upon the results of your FAFSA. Enrollment status will change your Pell Grant.
State Grant
Awarded through a student's state of legal residence. Most states have state grant programs and students can apply for the state grant by completing the FAFSA. The deadline to complete the FAFSA for the Pennsylvania State Grant (PHEAA) is May 1st. Students who attend a PA school who reside in a state other than PA may be eligible for a state grant from their state of residence and in some cases that grant may be transferable to a PA school.
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LOANS
Subsidized Federal Direct Stafford Loan
Federal loan administered by the U.S. Department of Education. This loan is interest free while the student is enrolled at least half-time.
Full repayment can be spread over 10 years. An application, which are referred to as a Master Promissory Note (MPN),
can be completed online at:
www.studentloans.gov
- Undergraduates may borrow up to $3,500 for the first year, $4,500 for the second year, and up to $5,500 for each remaining undergraduate year.
Unsubsidized Federal Direct Stafford Loan
Federal loan opportunity for independent borrowers, and those dependent borrowers who do not qualify for the full federal interest subsidy under
the subsidized Stafford Program or whose parents have been denied a PLUS loan. Combined subsidized and unsubsidized loans may not exceed the
annual loan limits. This loan is not interest- free while the student is enrolled. However, students have the option to capitalize interest
payments until after graduation at an interest rate of 6.8%.
- Undergraduates can borrow up to $4,000 for the first and second year, and up to $5,000 for each remaining year. However, there are limits.
Alternative Loans
This loan is for students to cover college expenses that are not covered by other financial aid resources. The Financial Aid Office strongly suggests exhausting other loan options before looking into Alternative Loans as they are not subject to federal loan regulations like Federal Direct Stafford loans. Interest rates, fees, and loan amounts are subject to your credit score and most students are required to have a cosigner to qualify. Once you have considered federal loan options, you can use the Pennsylvania Private Loan Marketplace to instantly and accurately compare rates and terms from multiple alternative loan lenders side-by-side. This will help you make an informed decision about the most appropriate loan for you.
If you are interested in pursuing another alternative loan option other than the Pennsylvania Private Loan Marketplace you may go to www.elmselect.com. This will give you a side-by-side comparison of general information of 6 more lenders. The information is not customized to each borrower but you will be able to gather general information such as a range of interest rates and fees.
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